Can Hangzhou Weitai Medical Beauty Clinic reimburse medical insurance?
Hangzhou Weitai Medical Beauty Clinic is a clinic that focuses on providing medical beauty services. Many people will care whether they can use medical insurance for reimbursement before considering medical beauty surgery. However, according to the current policy, most medical beauty items cannot be reimbursed through medical insurance. Next, we will elaborate from different aspects.
Restrictions on medical insurance reimbursement policy
According to the regulations of the National Health and Family Planning Commission, the reimbursement scope of medical insurance is mainly aimed at treating diseases and guaranteeing people's basic medical needs. The medical cosmetic surgery is an unnecessary cosmetic item, so it is beyond the reimbursement scope of medical insurance.
The medical insurance policy clearly stipulates the items that can be reimbursed, such as hospitalization, surgical treatment, drug expenses, etc., but for beauty items, the medical insurance does not provide corresponding reimbursement policy support.
Therefore, according to the current policy, the medical beauty project of Hangzhou Weitai Medical Beauty Clinic cannot be reimbursed through medical insurance.
Details of medical beauty projects
Hangzhou Weitai Medical Beauty Clinic provides a variety of medical beauty projects, including micro plastic surgery, injection beauty, laser beauty, etc. Although these items have certain effects in the field of beauty, they cannot be covered by medical insurance according to the medical insurance policy, so they cannot be reimbursed through medical insurance.
For some pathological diseases, such as congenital facial deformity, scar repair, burn repair, etc., some items may be reimbursed through medical insurance, but it needs to be judged according to the specific situation and the provisions of the medical insurance policy.
Self funded projects and insurance claims
Although medical insurance cannot reimburse medical beauty items, for those who want to have medical beauty surgery, they can choose to pay at their own expense. The service of medical beauty can be obtained by paying at one's own expense, which can be paid according to the predetermined price, and is not limited by the medical insurance reimbursement policy.
In addition, for some high value medical beauty projects, some insurance companies provide beauty insurance services, which can obtain certain insurance claims through insurance. These insurance companies usually have certain restrictions and regulations on beauty insurance, which need to be understood according to specific insurance contracts.
Summary
To sum up, the medical beauty items provided by Hangzhou Weitai Medical Beauty Clinic cannot be reimbursed through medical insurance, because the medical insurance policy mainly covers the basic medical needs for treating diseases. However, for those who want to perform medical cosmetic surgery, they can choose to pay at their own expense to obtain services or take out cosmetic insurance to obtain certain insurance claims.
