Can medical insurance be used to pay for femtosecond surgery in Wuhan Tongji Hospital?

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Can medical insurance be used to pay for femtosecond surgery in Wuhan Tongji Hospital?

Wuhan Tongji Hospital is a well-known hospital located in Wuhan, Hubei Province, with advanced medical equipment and rich medical experience. As a common ophthalmic surgery, femtosecond surgery is widely used in myopia correction surgery. However, for many patients, whether they can use medical insurance to pay for this operation is an important issue.

1. Medical significance of femtosecond surgery

Femtosecond surgery is a kind of surgery that uses femtosecond laser to cut cornea layer by layer to change the curvature of cornea so as to correct ametropia. Compared with traditional corneal ablation, femtosecond surgery is more accurate, safe and has a shorter recovery period. The operation is widely applicable to patients with myopia, hyperopia and astigmatism.

However, due to the high equipment and operation costs, femtosecond surgery costs are relatively high. Therefore, many patients hope to use medical insurance to pay for surgery.

2. Policies and regulations on medical insurance payment

At present, China's medical insurance policy has certain restrictions on the payment of femtosecond surgery. According to the regulations of the National Health Insurance Bureau, femtosecond laser refractive surgery can only be paid by medical insurance under specific conditions. These conditions include: the diopter reaches a certain degree, the vision reaches a certain standard, and the surgical expenses meet the specified payment range.

Therefore, when choosing femtosecond surgery, patients need to meet these conditions and apply to the medical insurance department to obtain the eligibility for medical insurance payment.

3. Medical insurance payment of Tongji Hospital

As a well-known Grade III A hospital, Wuhan Tongji Hospital cooperates with many medical insurance institutions to provide medical insurance payment services for femtosecond surgery. Before surgery, patients can consult the medical insurance department of the hospital about relevant policies and procedures.

When applying for medical insurance payment, patients need to submit relevant medical certificates and materials, and the medical insurance department will review according to the patient's situation. After the audit is passed, patients can enjoy preferential medical insurance payment and perform surgery.

It should be noted that the medical insurance payment can only cover the basic expenses of femtosecond surgery, such as lens fees, surgery fees, etc. Some personalized expenses, such as special lens fees, post-operative eye medicine fees, etc., need to be borne by the patient.

4. Summary

The femtosecond surgery of Wuhan Tongji Hospital can be paid by medical insurance, but the patients need to meet the conditions specified by the National Medical Insurance Bureau and pass the review of the medical insurance department. Before surgery, patients should consult the medical insurance department to understand the relevant policies and processes, and prepare the materials needed for the application in a timely manner.

As an advanced and effective ophthalmic surgery, femtosecond surgery has a significant effect on improving vision. The policy of medical insurance payment can reduce the economic burden of patients to a certain extent, and improve the accessibility and affordability of surgery.

Therefore, when choosing surgery, patients should not only consider the medical significance and effect of surgery, but also pay attention to the surgery costs and medical insurance payment policies to make more intelligent decisions.