Does the reimbursement of maternity insurance at the age of 36 belong to the elderly?

With the trend of late marriage and late childbearing, more and more women consider childbearing after the age of 35. In this case, whether the reimbursement of maternity insurance at the age of 36 is considered as an advanced age has become a topic of concern. This article will elaborate on this from many aspects.

Definition of childbearing age

First of all, we need to clarify what is the old childbearing age. According to the provisions of China's Family Planning Law, children born under the age of 45 belong to the normal childbearing age group. In the medical profession, women aged 35 and above are generally called elderly mothers. Therefore, with the age of 36 as the boundary, it can be considered that women who have reimbursed the maternity insurance have entered the elderly childbearing age group.

Risk of childbirth at an advanced age

It is a well-known fact that there are certain risks in childbearing at an advanced age. As women grow older, their ovarian function gradually declines, and their egg quality will also decline, thus increasing the risk of complications during pregnancy. At the same time, elderly childbearing may also lead to increased probability of chromosome abnormalities, fetal defects and other problems. In addition, older women may also face greater physiological and psychological pressure.

Nevertheless, for women who claim maternity insurance at the age of 36, the risk is relatively low compared with those who are older than 40. The continuous progress of medical technology, as well as the provision of modern hospital equipment and professional teams, can effectively reduce the risk of elderly childbirth.

The role and necessity of maternity insurance

As an insurance system, maternity insurance aims to provide economic security for pregnant women and help them cope with various costs in the process of childbirth. No matter whether the child is old or not, the maternity insurance can assume certain responsibilities.

For 36 year old mothers, maternity insurance can provide a certain proportion of reimbursement, reduce the family's economic burden, and make women more comfortable in childbirth. Especially for women with relatively poor economic conditions compared with ordinary families, reimbursement of maternity insurance can also provide additional financial support.

conclusion

In modern society, with the popularization of late marriage and late childbirth, the reimbursement of maternity insurance at the age of 36 can be considered as part of the elderly childbearing age group. Although there are certain risks in the elderly childbirth, compared with the elderly women over 40 years old, the risk of women aged 36 years old is low. As an insurance system, maternity insurance can provide certain economic security for both elderly and young mothers, and reduce the burden on families. Therefore, it is necessary and useful to apply for maternity insurance at the age of 36.

To sum up, the maternity insurance reimbursement at the age of 36 can be classified as the elderly childbearing age group. Although there are certain risks, the maternity insurance still has a certain role and necessity for 36 year old mothers.