How to handle the medical reimbursement for childbirth of Chengdu elderly puerpera?

With the acceleration of the aging process of society, more and more women choose to conceive and give birth at an advanced age. As a metropolis in China, Chengdu has also seen many elderly mothers. For these women, maternity medical reimbursement is an important benefit guarantee. So, how to handle the maternity medical reimbursement for Chengdu elderly puerpera? This article will elaborate from four aspects.

Understand the policy of maternity medical reimbursement

First, understanding the policy of maternity medical reimbursement is the first step. According to the regulations of Chengdu Medical Insurance Bureau, the medical expenses for childbirth of elderly mothers can be reimbursed within six months after childbirth. The puerpera shall provide the original medical insurance card and ID card, as well as relevant medical expense invoices, drug purchase invoices and other supporting documents. In addition, the puerpera also need to provide medical records such as discharge summary and diagnosis of relevant hospitals.

Secondly, to understand the medical reimbursement policy, we also need to pay attention to the payment proportion and upper limit of the medical insurance fund. According to the regulations of Chengdu Medical Insurance Bureau, the medical insurance fund can reimburse a certain proportion of the medical expenses for the childbirth of elderly mothers, which depends on different items. The excess part of the medical expenses within the reimbursement scope of the individual puerpera shall be borne by themselves. It should also be noted that the medical insurance fund has a certain upper limit for the reimbursement of maternity medical expenses, and the excess part also needs to be paid by individuals.

*After that, we need to pay attention to the specific requirements of the hospital to understand the medical reimbursement policy. Different hospitals may have different reimbursement procedures for medical expenses. Maternity can consult the financial department or medical insurance office of relevant hospitals in advance to understand the specific procedures and materials required.

Correctly prepare to handle maternity medical reimbursement

Some important materials and documents are needed to prepare for maternity medical reimbursement. First, the original medical insurance card and personal ID card, which are necessary documents for reimbursement. If the puerpera do not have a medical insurance card, they can contact the medical insurance center where they live. The second is related medical expense invoices, drug purchase invoices, medical records and other supporting documents. Maternity should keep these documents when leaving hospital and keep them properly to ensure that all expenses can be reimbursed.

In addition, the puerpera also need to understand the hospital's regulations on invoicing. Some hospitals may require pregnant women to apply for invoices in advance or issue invoices at specific places when they visit. Maternity should consult the financial department or medical insurance office of the hospital in advance to understand the specific process of invoice processing and ensure that a complete invoice can be provided when processing reimbursement.

In addition, maternity needs to pay attention to the reimbursement time limit. According to the regulations of Chengdu Medical Insurance Bureau, the elderly puerpera need to go through the reimbursement procedures within six months after giving birth, and will not be reimbursed after the expiration. Therefore, the puerpera should timely grasp the time requirements for maternity medical reimbursement, and ensure that relevant procedures are handled within the specified time.

Select the appropriate reimbursement hospital

When applying for maternity medical reimbursement, the maternity can choose a suitable reimbursement hospital. There are many public hospitals and private hospitals in Chengdu, and different hospitals may have different reimbursement ratios and upper limits for maternity medical expenses. Maternity can choose a suitable hospital according to their actual situation to obtain a larger reimbursement amount.

In addition, the convenience of the hospital should also be taken into consideration. Choosing a hospital close to your residence can reduce travel and time costs. In addition, mothers can also consult their relatives and friends around them or learn about the medical level and service quality of the hospital through the Internet and other channels to choose a hospital with good reputation.

Summary

For Chengdu elderly pregnant women, it is an important benefit guarantee to apply for maternity medical reimbursement. The key to handling maternity medical reimbursement is to correctly understand the maternity medical reimbursement policy, prepare necessary materials and documents, and select the appropriate reimbursement hospital. It is hoped that the information provided in this paper can help the elderly pregnant women in Chengdu to successfully apply for maternity medical reimbursement and enjoy their due benefits and rights.