How to apply for medical insurance reimbursement for maternity reimbursement of Chengdu elderly puerpera?

With the development of society and the improvement of medical conditions, more and more elderly women choose to postpone childbirth. For this group, the medical insurance policy has also been adjusted accordingly, providing a certain degree of reimbursement preference for elderly mothers. So, how to apply for medical insurance reimbursement for maternity reimbursement of Chengdu elderly puerpera? The following is detailed from four aspects.

1. Consult doctors and medical insurance departments

Before deciding to apply for medical insurance reimbursement, Chengdu elderly pregnant women should consult doctors and medical insurance departments to understand the medical reimbursement policy. First of all, the puerpera need to ask the doctor about the specific medical expenses, including the operating expenses, hospitalization expenses, medicine expenses, etc. Secondly, the puerpera also need to consult the medical insurance department to understand the specific policy of maternity reimbursement for elderly puerpera, including reimbursement ratio, personal burden and related procedures. Only by mastering these information can the puerpera be better prepared to apply for medical insurance reimbursement.

In addition, pregnant women can also consult some professional insurance consulting agencies to find out whether they can purchase more comprehensive medical insurance to further reduce the burden of medical expenses.

2. Prepare relevant materials in advance

Before applying for medical insurance reimbursement, Chengdu elderly pregnant women need to prepare relevant materials in advance. First of all, puerpera need to have medical insurance certificates, such as medical insurance card, medical certificate, etc. Secondly, the puerpera should also prepare receipts and invoices for medical expenses to ensure the authenticity and integrity of these materials. In addition, the puerpera also need to provide their own identification materials, household registration book, marriage certificate and other documents, so that the medical insurance department can better handle the relevant procedures.

Special attention should be paid to that when choosing hospitals, mothers should choose formal medical institutions to ensure that their birth process and medical records can be effectively recognized.

3. Registration and declaration procedures

After the relevant materials are prepared, Chengdu elderly mothers need to go to their communities or medical insurance departments for registration and declaration procedures. When registering, the puerpera need to fill in the relevant forms and submit the corresponding materials. The medical insurance department will review the application materials of the puerpera to ensure that they meet the requirements of relevant policies.

Generally, the medical insurance department will complete the review within a certain time and give a reply. If the review is passed, the puerpera can receive the reimbursement of medical expenses within the specified time.

4. Follow up and make up

After handling the medical insurance reimbursement, Chengdu elderly mothers need to closely follow up the relevant situation. First of all, the puerpera need to keep the invoices, receipts and other materials related to medical expenses, and put them on record when necessary. Secondly, the puerpera also need to understand the specific process of medical expense reimbursement, including reimbursement proportion, reimbursement cycle, etc. If the puerpera find any omission or difference, they need to make up the difference to the medical insurance department in time.

In a word, the maternity medical insurance reimbursement of Chengdu elderly puerpera needs to consult doctors and medical insurance departments, prepare relevant materials, go through registration and declaration procedures, and follow up and make up the difference after handling. Through correct operation and reasonable preparation, the maternity can smoothly enjoy the preferential policy of medical insurance reimbursement, reduce the burden of childbirth expenses, and ensure the health of themselves and their babies.