Can the expenses of bone grinding surgery of doctors in Shanghai Hospital be reimbursed for medical insurance?

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Can the expenses of bone grinding surgery of doctors in Shanghai Hospital be reimbursed for medical insurance?

With the development of society and the change of people's aesthetic concept, more and more people begin to seek cosmetic surgery to change their appearance. As a common cosmetic surgery, bone grinding surgery has attracted many people's attention. However, there are still some doubts about whether the cost of this operation can be reimbursed through medical insurance. This article will elaborate from several aspects.

Provisions of medical insurance policy

According to my survey results, the current medical insurance policy in Shanghai does not clearly stipulate whether the expenses of bone grinding surgery can be reimbursed. Medical insurance usually can only reimburse the medical expenses of therapeutic surgery, disease or trauma, and needs to meet certain conditions and standards. Bone grinding operation is a cosmetic operation, not a therapeutic operation, so it is beyond the scope of medical insurance reimbursement.

However, it should be noted that medical insurance policies differ in different regions. Therefore, in the medical insurance policies of other regions, there may be specific provisions on the reimbursement of bone grinding surgery expenses. As far as I know, the medical insurance policy in some regions can partially reimburse the expenses of some cosmetic surgery, but the specific reimbursement proportion and conditions need to be determined according to the local policy.

Cost of bone grinding operation

Cost is also an important consideration for people who want to have bone grinding surgery. The specific costs of bone grinding surgery vary from hospital to hospital and from doctor to doctor. Take a famous plastic surgery hospital in Shanghai as an example, the cost of bone grinding surgery is about 20000 to 50000 yuan.

However, it should be noted that this is only a part of the cost of surgery. In addition to the operation cost, it is also necessary to consider the examination cost before the operation, the recovery cost after the operation, and other costs such as drugs that may be needed. Therefore, the total cost may be higher than the operation cost.

For some people, the cost of bone grinding surgery is not cheap. If a part of the expenses can be reimbursed through medical insurance, it will be a great financial support for them.

Other payment methods

In addition to medical insurance reimbursement, there are other payment methods that can help people bear the cost of bone grinding surgery. Some plastic surgery hospitals and beauty agencies provide installment services so that patients can pay for surgery in installments. This is a relatively flexible payment method for those who have certain pressure on capital flow.

In addition, some commercial insurance companies also provide insurance services for cosmetic surgery. By purchasing corresponding insurance products, patients can obtain certain expense reimbursement. The reimbursement scope and amount of these commercial insurance companies also need to be determined according to the specific insurance contract.

summary

To sum up, the current medical insurance policy in Shanghai does not specify whether the costs of bone grinding surgery can be reimbursed. If you need bone grinding surgery, it is recommended to consult the relevant departments of the hospital to understand the specific reimbursement policy. In addition, other payment methods can also be considered, such as installment payment or purchase of commercial insurance. No matter which way you choose, you should make reasonable decisions according to your own economic situation on the basis of clarifying your own needs.