What is the impact of elderly childbearing on family economy?

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What is the impact of elderly childbearing on family economy?

With the development of society and the progress of medical technology, more and more women choose to postpone the childbearing age and want to welcome new life after their careers become stable. However, the elderly childbearing has a noticeable impact on the family's economic situation. This article will elaborate from four aspects.

1. High medical expenses

Older childbearing is considered to be high-risk in medicine, which often requires more complex medical operations and more medical expenditure. For example, IVF surgery is carried out in some well-known hospitals in China, and the cost of surgery usually ranges from RMB 20000 to RMB 50000. At the same time, the elderly mothers face greater risks, need closer monitoring and more frequent prenatal examination, which will also increase the family's expenditure. Therefore, the high medical cost is an important impact of elderly childbearing on family economy.

In addition, pregnant women who give birth at an advanced age also need additional nutrition supplies and care, which will also increase the burden on families. Moreover, within the coverage of medical insurance, many projects also need to pay for themselves, which is also a hidden expenditure.

2. Delay retirement age

Older childbearing will allow parents' children to be born when their parents are older, and parents often need more time and energy to take care of their children. This means that they may need to postpone the retirement age to maintain the stability of the family economy. However, postponing the retirement age will often delay the time for families to obtain pensions or pensions, thus affecting the financial status of families. Parents need to work longer to meet their children's needs and ensure the stability of the whole family's life.

3. Increase in education and training expenses

With the growth of age, children need more spending on education and training. Parents who give birth at an advanced age may face higher pressure on education costs. They need to provide better educational environment for their children, including higher quality preschool education, better schools and more training courses. In addition to education expenses, there are various extracurricular activities expenses, interest cultivation expenses, etc. These expenses all pose a certain pressure on the family economy.

4. Personality differences and social problems

Due to the elderly childbearing, the age of parents differs greatly from that of other parents, which may also lead to personality differences and social problems. In children's daily communication, parents may have obstacles with other young parents for their own life experience and habits, resulting in the limitation of children's social circle. For example, parents are unable to understand and adapt to the lifestyle and interests of the new generation, which may have a negative impact on children's social development.

Summary

The impact of elderly childbearing on family economy is multifaceted. First of all, high medical costs will increase the cost of families. Secondly, postponing the retirement age will have an impact on family income and pension. Third, the increase in education and training costs has also put pressure on the family economy. Finally, personality differences and social problems may adversely affect children's social development. Therefore, families should fully consider and plan relevant financial and social issues before giving birth to the elderly, so as to reduce the impact on the family economy.