The impact of elderly childbearing on family economy
With the development of society and the improvement of people's living standards, more and more couples choose to postpone childbearing, which leads to the trend of elderly childbearing in the current society. However, the elderly childbearing will have a certain impact on the family economy. This article will elaborate from four aspects: medical expenses, education expenses, pension costs and working hours.
medical expense
Older childbearing requires a longer pregnancy preparation process, and usually requires more physical examination and testing to ensure the health of the mother and fetus. In addition, older pregnant women are more prone to complications and high-risk diseases, and need more frequent prenatal examination and medical observation. These additional medical expenses will increase the burden on families.
Once the elderly pregnant women get pregnant successfully, they also need more careful care and medical services during pregnancy and delivery. Some pregnant women need to have a caesarean section, which will increase the cost of surgery and later rehabilitation costs. Therefore, the increase of medical expenses required for elderly childbearing will directly affect the economic status of families.
Education expenditure
With the birth of children, education expenditure will also cause considerable pressure on the family economy. As older parents may pay more attention to the quality of their children's education, they are more likely to choose to send their children to high-quality educational institutions, where the tuition fees will be relatively high. At the same time, older parents may pay more attention to their children's education, and they may be more willing to provide more learning resources and extracurricular activities for their children, which also requires higher costs.
In addition, older childbearing often means that parents are older to retire, and their sources of income may decrease. This will lead to greater financial pressure on families when their children go to college, and they may need to rely on additional loans or part-time jobs to pay for education.
Pension costs
Older childbearing means that the parents may be old or in poor health after the child reaches adulthood. They may have a higher demand for their parents' old-age care and need more care and support. This will increase the family's pension costs, including nursing expenses, medical expenses and the daily expenses of the elderly.
At the same time, elderly childbearing may also increase the risk of parents' pension. If parents are in poor health and need more medical support and care, this may lead to families having to pay more medical expenses and nursing costs.
working hours
Older childbearing will have a certain impact on career. On the one hand, giving birth at an advanced age may cause one of the spouses to reduce working hours to take care of children. This will reduce the total income of the family and have a certain impact on the family economy.
On the other hand, giving birth at an advanced age may make parents face greater pressure on their careers. They need to work hard to balance their work and family life, and may need to work overtime or sacrifice their vacation rights to meet their children's needs. This may limit parents' career development and promotion opportunities, thus affecting the stability and development of family economy.
Summary
Elderly childbearing has many impacts on family economy. High medical expenses and education expenditures will increase the burden on families, and changes in pension costs and working hours will also bring certain challenges to the family economy. Therefore, couples need to carefully consider the cost and family economic situation and make wise decisions before deciding to give birth at an advanced age.
