The difference between the maternity allowance for the elderly in Maoming and the social insurance allowance
In recent years, Maoming City has implemented the policy of maternity subsidies for the elderly to encourage women over 35 years old to have children. However, there is a clear difference between this policy and social insurance subsidies. The following details the differences between the two subsidies from four aspects: economic source, subsidy target, granting standard and subsidy purpose.
1、 Economic source
The economic source of the old-age birth subsidy in Maoming City is mainly from local finance or other social contributions. The government will increase financial input to solve the subsidy problem. The economic source of social insurance subsidies is social insurance funds, which are paid by employees and employers in a certain proportion. Social insurance fund is realized through collective financing, thus ensuring the sustainability and virtuous circle of insurance.
The elderly childbearing subsidy is mainly solved through one-time investment of government finance, which is lack of sustainability. Once the government has financial problems or other urgent needs, subsidies may be affected. The social insurance subsidy is managed by the social insurance fund, which ensures long-term reliability and stability.
2、 Subsidy target
The elderly childbearing subsidy in Maoming City is mainly for women over 35 years old to encourage them to have children. According to the policy, eligible women can receive certain subsidies after childbirth. The social insurance subsidy is applicable to all insured persons who pay social insurance, regardless of age and gender. The social insurance system provides security for all the insured, not limited to a specific group.
The purpose of the old-age birth subsidy is to deal with the problem of low fertility and promote population growth. The social insurance subsidy is to ensure the basic life and medical needs of the insured.
3、 Distribution standard
The payment standard of the elderly birth subsidy is mainly calculated according to the number of children and the proportion of subsidy amount stipulated by the government. Generally speaking, the more children born, the higher the amount of subsidies. The payment standard of social insurance subsidies is calculated according to the salary level of the insured and the payment proportion stipulated by the social insurance system. The higher the salary is, the higher the contribution ratio is, and the insurance subsidies will increase accordingly.
The payment standard of the elderly birth subsidy is relatively simple, mainly based on the number of births. However, the payment standard of social insurance subsidies is calculated according to the personal income and contribution ratio of the insured, which is more individual difference.
4、 Subsidy purpose
The purpose of the elderly childbearing subsidy is mainly to encourage women over 35 years old to have children through financial incentives, so as to increase the fertility rate and alleviate the problem of population aging. The purpose of social insurance subsidies is to provide medical, pension, unemployment and other insurance benefits for the insured to ensure their basic life and health needs.
The focus of the old-age birth subsidy is the guiding role of the population policy, which takes birth as an incentive for specific groups. Social insurance subsidy is to protect the basic rights and interests of the insured and improve the fairness and sustainability of social security.
Summary
Through the analysis of the difference between the maternity allowance for the elderly and the social insurance allowance in Maoming, we can see that there are obvious differences between the two kinds of subsidies in terms of economic sources, subsidy objects, payment standards and subsidy purposes. The elderly childbearing subsidy is mainly a one-time investment of local finance. The subsidy targets women over 35 years of age. The payment standard is mainly based on the number of births. Its purpose is to encourage childbearing. The social insurance subsidy is raised through the social insurance fund, which is applicable to all insured persons. The payment standard is relatively complex, and its purpose is to ensure basic living and medical needs. To sum up, the old-age birth subsidy and social insurance subsidy have their own characteristics and goals in different aspects, and have made contributions to social welfare undertakings to varying degrees.
