Composition of IVF expenses
IVF refers to the method of embedding embryos into the mother's uterus after IVF to achieve pregnancy and fertility through artificial assisted reproduction technology. Compared with natural pregnancy, IVF requires a series of medical tests and operations, so the cost is relatively high. The cost of IVF mainly includes the following aspects:
The first is the cost of medical examination. In the process of IVF, multiple examinations need to be carried out, including ovulation monitoring, monitoring after the use of ovarian stimulation drugs, and ultrasonic examination before egg retrieval. These tests require professional doctors and equipment, so the cost is high.
The second is the cost of IVF surgery. IVF operations include ovarian stimulation, follicle puncture, embryo transfer and other operations. These operations require rigorous operation and professional equipment, and the cost is high.
In addition, the cost of IVF's adjuvant drugs is also a part of the whole cost. Auxiliary drugs mainly include ovulation regulation drugs, ovarian stimulation drugs, etc. These drugs are indispensable, but the price is relatively high.
Finally, after the success of IVF, a series of prenatal examinations and pregnancy care also need to be carried out, and these costs also need to be taken into account.
Relationship between medical insurance and IVF expenses
At present, China's medical insurance system does not cover the cost of IVF. Test tube baby is a high-tech medical operation with high cost and is not covered by the regular medical insurance.
However, some local medical insurance policies have subsidized IVF to some extent. For example, medical insurance in some districts and counties in Beijing has begun to subsidize IVF, reducing the financial burden of some families.
In addition, some large hospitals also provide medical insurance services for IVF. For example, Beijing Union Medical College Hospital, Shanghai Long March Hospital and other well-known hospitals in China have provided some medical insurance reimbursement services for IVF, reducing the economic pressure of some patients.
Factors influencing the cost of IVF
The cost of IVF is affected by many factors.
The first is the regional factor. The medical level and medical resources in different regions are different, leading to a large difference in IVF costs. Generally speaking, IVF costs in first tier cities are relatively high.
The second is the hospital factor. The equipment, doctors' level and service quality of different hospitals will also affect the cost. The general cost of well-known hospitals is high, but the technical level is relatively high.
In addition, personal factors will also affect the cost of IVF. For example, women's age, physical health, and the specific conditions of the treatment required will have an impact on the cost.
Summarize
The cost of IVF is composed of many aspects, including medical examination cost, operation cost, auxiliary drug cost, prenatal examination and pregnancy care cost. At present, China's medical insurance system does not cover the cost of IVF for the time being, but some local and large hospitals have begun to subsidize and reimburse IVF to some extent. The specific amount of "IVF expenses" is affected by regional, hospital and personal factors.
