The economic pressure of IVF on 49 year old parents
With the continuous development of modern medical technology, IVF has become the way for many infertile couples to realize their reproductive dreams. However, for couples over 50 years old, choosing IVF also means that they may face greater economic pressure. This article will discuss the economic pressure faced by 49 year old couples through IVF from four aspects.
medical expense
IVF is a relatively expensive medical technology, including in vitro fertilization, embryo transfer and other aspects, each of which requires a lot of money. The costs of IVF mainly include the hospital's operation costs, drug costs, and the costs of post natal examination. In some well-known medical institutions, the cost of IVF is even higher. For example, the cost of a famous IVF specialist hospital can reach hundreds of thousands of yuan, which is a huge burden for ordinary families.
In addition, some complications and accidents during IVF will also increase medical expenses. For example, if complications such as polycystic ovary syndrome occur, corresponding treatment is needed, which will increase the medical expenses.
Therefore, 49 year old couples need to fully consider the expenditure of medical expenses and the impact on the couple's economic situation when carrying out IVF.
revenue deduction
The IVF process requires parents to seek medical treatment frequently, which means that they need to stop work for a short or long time or reduce working hours. Reducing working hours or stopping work will lead to a decrease in family income, and more seriously, in some work environments, it may result in loss of position. This will further increase the economic pressure for couples who are over 50 years old.
In addition, after the success of IVF, parents need to give more time and energy to the child's growth, which also means that they cannot devote themselves to work. Therefore, the pressure of balancing career and family will increase, and couples may need to make a choice between career development and child rearing, which will have a negative impact on family income.
Education expenses
After 49 year old couples give birth to test tube babies, they need to face the education costs of their children. Compared with young couples, their financial affordability may be relatively poor. In addition to school fees, children's education expenses also include additional expenses such as training classes and tutorial classes.
In addition, because the couple is older, they may have retired during their children's schooling. The living expenses and medical expenses after retirement will occupy part of the funds, which will further increase the pressure on children's education costs.
Risk of future economic recession
After the birth of IVF, the parents are already relatively old. As time goes by, they will further face the economic pressure brought by retirement and old age. The living expenses and medical expenses after retirement will increase, but the possibility of working again is less. In addition, aging may increase medical expenses and increase economic burden.
Therefore, the economic pressure faced by 49 year old couples through IVF is not only the cost of children's growth, but also the family economic problems that may arise after retirement.
epilogue
In conclusion, for couples over 50 years old, 49 year old IVF has brought greater economic pressure. The high cost of medical care, the decrease of income, the cost of education and the risk of future economic recession are all the reasons that lead to increased economic pressure. Therefore, couples should give full consideration to their economic strength and make comprehensive planning before conducting IVF. Only when economic conditions permit, they can better cope with the economic pressure brought by IVF.
