Cost of domestic third-generation IVF
With the progress of science and technology and people's growing concern about fertility, IVF has become the hope of more and more infertile couples. The three generation IVF technology in China has gradually matured, bringing hope to many infertile couples. However, the cost of IVF has always been one of the focuses of social attention. There are certain differences in the cost of IVF across the country. I will elaborate on the cost of three generations of IVF from different perspectives.
Hospital expenses
First, there may be some differences in the costs of three generations of IVF in different hospitals. Some well-known tertiary hospitals, such as Peking Union Medical College Hospital and Ruijin Hospital affiliated to Shanghai Jiaotong University School of Medicine, have relatively high costs due to their top equipment and expert teams. Generally speaking, the operation cost is more than 100000 yuan, excluding the subsequent drug costs and auxiliary supplies costs. Of course, in some small and medium-sized hospitals, the cost is relatively low, and may only need 50000 to 80000 yuan. However, it should be noted that when selecting a hospital, equipment, expert level, reputation and other factors should be taken into consideration, not just the cost.
Secondly, the cost of surgery is usually only a part of the three generations of IVF in China. In addition to the cost of surgery, follow-up treatment costs should also be considered. The third-generation IVF technology needs drug assistance, and the drug cost may be more than 50000 yuan, and the drug dose and cost may vary depending on the patient's situation. In addition, it is also necessary to consider the cost of some auxiliary supplies, such as culture dishes, embryo freezers, etc., which may be between thousands and tens of thousands of yuan.
Finally, different hospitals have different service fees. Some hospitals may provide special services, such as translation, airport pickup, accommodation, etc., which may increase the cost of these services. Some general hospitals do not provide these services, and the cost is relatively low. In addition, the examination fees, consultation fees, registration fees, etc. during the treatment process need to be taken into account, which will also increase the total cost accordingly.
Medical insurance and commercial insurance
For three generations of IVF, medical insurance and commercial insurance are also complementary. At present, the reimbursement rate of IVF in domestic medical insurance policies is not high, and generally only part of the expenses can be reimbursed. The specific reimbursement rate and standard need to be determined according to the medical insurance policies in different regions. Commercial insurance has gradually begun to pay attention to IVF. In some commercial insurance, IVF expenses can be reimbursed to a certain extent. However, it should be noted that commercial insurance also has certain restrictions on the reimbursement conditions and amount of IVF.
other expenses
In addition to hospital fees and insurance costs, there are other costs that need to be considered. First of all, since the third-generation IVF technology generally requires multiple attempts, it requires a lot of patience and time. This may affect the couple's work and life to some extent, and it is also necessary to consider the losses in this regard. Secondly, the psychological consultation costs that different couples may have to bear in the process of IVF also need to be considered, which will help couples relieve stress and increase the success rate.
To sum up, the costs of three generations of IVF in China mainly include hospital costs, medical insurance, commercial insurance, and other costs. When choosing IVF, couples should consider these costs comprehensively, and make reasonable planning and preparation. At the same time, we should also pay attention not to blindly pursue low costs and ignore the equipment and expertise of hospitals, as well as the success rate of treatment.
Summary
The third generation IVF is a high-tech method to treat infertility, and the cost is also an important issue to be considered. The costs of three generations of IVF babies in China are different in terms of hospitals, drugs and auxiliary supplies, and services. Medical insurance and commercial insurance can reduce the burden to a certain extent. In addition, some other costs, such as time and psychological counseling, also need to be considered. Therefore, when choosing IVF, couples should consider these costs comprehensively according to their own conditions and needs, and make reasonable planning and preparation.
