Relationship between IVF and medical insurance reimbursement
IVF is a kind of assisted reproductive technology, which can help infertile couples realize their reproductive dreams. However, the cost of IVF is relatively high, which makes many people concerned about whether IVF can be reimbursed by medical insurance.
Whether IVF can be covered by medical insurance
Whether IVF can be included in medical insurance depends on the specific policies of various countries and regions. Taking China as an example, according to the Measures for the Administration of Prenatal Eugenics Technology issued by the National Health Commission in 2018, IVF belongs to the category of assisted reproductive technology, but has not yet been included in the national medical insurance reimbursement scope.
However, there are some differences in medical insurance policies in different regions. For example, in some parts of China, some IVF programs have been included in the medical insurance reimbursement. Therefore, whether IVF can be reimbursed through medical insurance depends on local policies.
Medical insurance reimbursement can be obtained through hospital selection
Even if IVF is not covered by the medical insurance reimbursement, it can be reimbursed by selecting an appropriate hospital. Some large general hospitals or professional reproductive centers cooperate with medical insurance institutions to allow some IVF projects to be reimbursed through medical insurance.
For example, a hospital, as a well-known local reproduction center, signed a cooperation agreement with the Social Security Bureau to include some IVF projects in the medical insurance reimbursement scope. Patients only need to provide relevant medical insurance certificates and necessary materials to enjoy partial or full reimbursement of IVF expenses.
Other reimbursement channels and suggestions
In addition to medical insurance reimbursement, IVF expenses can also be reimbursed through other channels. Some units or enterprises and public institutions will provide maternity insurance or maternity allowance for employees, which may include the expense reimbursement of IVF.
In addition, some charities and public welfare organizations also provide financial assistance to infertile couples. Some IVF expenses can be reduced or reimbursed by applying for funding programs from these institutions.
In conclusion, the medical insurance reimbursement of IVF is related to specific regions and hospitals. When choosing a hospital for IVF, you can consult the doctor or person in charge to find out whether there is a medical insurance reimbursement policy. In addition, we can also seek other reimbursement channels, such as maternity insurance and charity funding, to reduce the economic pressure of IVF costs.
Summary
At present, IVF has not been included in medical insurance reimbursement in many countries and regions. However, some medical insurance policies in some places have included some IVF projects in the scope of reimbursement. At the same time, some large general hospitals or professional reproductive centers have also cooperated with medical insurance institutions to provide medical insurance reimbursement opportunities for patients. In addition, through other channels such as maternity insurance and charity funding, IVF expenses can also be reimbursed. Therefore, when choosing a hospital for IVF, you can consult relevant personnel to find a suitable reimbursement channel to reduce the economic burden.
