Composition of medical expenses for test tube babies with twins
The development of IVF technology enables couples to realize their dreams of having their own children. In IVF, the number of babies is uncertain. When they are lucky enough to have a successful pregnancy and give birth to twins, that is, twins, couples often care about medical expenses. However, the medical cost of IVF is composed of many factors.
First, the medical expenses of IVF include basic examination and treatment expenses. Before IVF, couples need to carry out a series of physical examinations, such as blood tests, endocrine tests, etc., to determine whether their physical conditions are suitable for IVF. In addition, drug treatment for IVF is also needed, including ovulation promoting drugs, ovarian stimulation drugs, etc. The cost of these examinations and treatments is fixed, usually ranging from several thousand yuan to ten thousand yuan.
Secondly, the medical cost of IVF also includes the cost of assisted reproductive technology. IVF is a high-tech assisted reproductive technology, which requires professional equipment and technical support. For example, IVF needs to use microscope, IVF incubator and other equipment, and the price of single equipment is very expensive. In addition, the operation of IVF requires experienced doctors and nurses, whose professional skills and labor costs will also increase medical expenses.
In addition, the medical expenses of test tube baby twins are also affected by the physical conditions of pregnant women and the treatment cycle. If the pregnant woman has some health problems, such as uterine malformation, oviduct obstruction, etc., more complicated surgery and treatment may be required, which will increase medical costs. Generally speaking, IVF babies need multiple cycles of attempts to successfully conceive, and each cycle requires corresponding examination and treatment, which will also increase costs.
Specific amount of medical expenses for test tube babies with twins
Peking Union Medical College Hospital is a famous Grade III A hospital, which provides IVF and related technical services. According to the fee announcement of the hospital, the cost of IVF mainly includes basic examination, drug treatment and assisted reproductive technology.
In the basic examination, couples need to carry out blood tests, endocrine tests, reproductive system ultrasound tests, etc., and the cost is about 2000 to 5000 yuan. The ovulation promoting drugs needed for drug treatment are about 3000 to 5000 yuan per cycle. In terms of assisted reproductive technology, the cost of IVF incubator is about 1500 to 2000 yuan, while the cost of microscope and other equipment is about 2000 yuan. In addition, the cost of IVF surgery is about 10000 to 20000 yuan.
It should be noted that the above costs are for reference only, and the specific IVF costs will also be affected by the specific policies in the hospital and the price levels in different regions. Therefore, when choosing a IVF hospital, couples should know the specific charges of the hospital in advance to avoid cost disputes.
Payment method of medical expenses for test tube babies with twins
The medical expenses of IVF can be paid in many ways. Generally speaking, couples can choose medical insurance reimbursement, self payment or commercial insurance payment.
Medical insurance reimbursement is a common payment method, but the proportion of medical insurance reimbursement for IVF is low. Couples need to know their local medical insurance policies in advance and determine the amount that can be reimbursed to avoid additional burdens.
Self payment is the most common way of payment for couples. The medical expenses of IVF usually need to be paid once or in installments. Couples need to negotiate with the hospital to determine the specific payment method, and pay attention to keeping relevant invoices and vouchers.
Commercial insurance payment is relatively small. At present, only a few insurance companies provide IVF related insurance services. Couples need to consult the relevant policies and purchase methods of the insurance company.
epilogue
The medical cost of the test tube baby dragon and phoenix fetus is determined by the basic examination and treatment costs, the cost of assisted reproductive technology, the pregnant woman's physical condition and the treatment cycle. For example, in Peking Union Medical College Hospital, the basic examination fee for IVF is about 2000 to 5000 yuan, the drug treatment fee is about 3000 to 5000 yuan, and the assisted reproductive technology fee is about 2000 yuan. The specific medical expenses of IVF should also be determined according to personal conditions and hospital policies. Couples can choose medical insurance reimbursement, self payment or commercial insurance payment. When choosing the payment method, it is recommended that couples learn about the medical insurance policy and hospital charges in advance to ensure that the financial burden can be reduced.
