IVF Sick Leave: How to solve the medical security problem during the leave period?
IVF is a kind of pregnancy method realized by assisted reproductive technology, which is a blessing for families who cannot conceive naturally. However, due to the particularity of IVF, pregnant women face various health risks during pregnancy. In the process of sick leave, pregnant women need to get adequate medical security to ensure the safety of themselves and the fetus. This article will elaborate from four aspects of medical security for sick leave.
1. Selection of medical institutions during sick leave
During IVF pregnancy, due to the intervention of embryos and the use of special treatment methods, some professional medical institutions have better experience and technology in the health management of pregnant women. Therefore, during the sick leave, pregnant women should choose formal medical institutions that are specialized in the management of IVF pregnancy, such as national maternal and child health care hospitals, Grade III hospitals, etc. These medical institutions have rich practical experience and advanced equipment, which can provide more comprehensive medical security for IVF pregnancy.
At the same time, pregnant women should pay attention to the professional background and experience of doctors when choosing medical institutions. The management of IVF pregnancy needs the guidance and monitoring of experienced professional doctors. Therefore, during the sick leave, pregnant women can choose those doctors with professional background and rich experience for treatment.
2. Payment method of medical expenses
During IVF sick leave, medical expenses are necessary because of frequent medical treatment and testing. According to relevant national policies, the medical expenses of IVF can be included in the scope of national medical insurance and enjoy medical insurance reimbursement. In addition, some local governments have also provided special medical insurance policies for IVF to partially or fully reimburse the medical expenses of IVF.
During the period of sick leave, pregnant women can directly settle medical expenses through the medical insurance card and enjoy the coverage of the national medical insurance policy. At the same time, some large hospitals also provide medical installment payment, so that pregnant women can pay medical expenses flexibly.
3. Medical insurance reimbursement and social security benefits
In addition to the payment method of medical expenses, the sick leave during IVF pregnancy can also enjoy some social security benefits. According to the national policy, pregnant women who ask for sick leave during IVF pregnancy can apply for funeral leave and enjoy social insurance reimbursement and funeral expense subsidies.
In addition, the medical insurance reimbursement of IVF during the sick leave can be reimbursed in proportion to the individual payment, and generally 70% to 90% of the medical expenses can be reimbursed. For low-income families, they can also apply for medical assistance according to their own conditions and enjoy corresponding reimbursement policies.
4. Medical security network during sick leave
During IVF sick leave, due to special reasons, pregnant women may need to frequently go to different medical institutions for medical treatment and testing. In this case, the improvement of the medical security network is very important. At present, all regions have established databases and information systems for IVF management to ensure the quality of medical services during IVF pregnancy.
During IVF pregnancy, pregnant women who ask for sick leave can learn the list, address, professional doctor information, etc. of each medical institution in advance through the medical security network, so as to select the appropriate medical institution. At the same time, the medical security network can also provide relevant online consultation and appointment services to facilitate pregnant women's information inquiry and medical service appointment.
Summary
The medical security of IVF during sick leave is very important. Choosing appropriate medical institutions, paying medical expenses reasonably, enjoying medical insurance reimbursement and social security benefits, and using the medical security network are all important links to ensure the medical security of IVF during sick leave. During the leave period, pregnant women should consult relevant departments and medical institutions in a timely manner to clarify various medical security policies and specific operating procedures to ensure the safety and health of themselves and the fetus.
