What is the cost of IVF? Is there any related medical insurance policy?

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Cost of IVF

IVF technology is a kind of assisted reproductive technology, which can help couples who cannot conceive naturally due to physiological reasons realize their reproductive dreams. However, the cost of IVF may be an expensive investment. In the following aspects, we will elaborate on the cost of IVF.

medical expense

The medical expenses of IVF include many aspects, such as doctors' diagnosis expenses, drug expenses and medical operation expenses. First, couples need to conduct a comprehensive physical examination to determine whether it is suitable for IVF. These examinations usually include endocrine examination, cervical smear, semen examination, etc., and the cost is about 1000-3000 yuan.

Drug costs are also an important part of IVF. Most couples need to use ovulation promoting agents, estrogen, progesterone and other drugs to regulate ovarian function, increase the number of follicles and make the endometrium more suitable for embryo implantation. These drugs cost about 2000-6000 yuan.

IVF surgery and assisted reproductive technology may be different in different hospitals and cities. Generally, the cost of the operation itself is about 20000 to 20000 yuan. With the cost of other auxiliary technologies and materials, the medical cost of the entire IVF may be between 100000 to 200000 yuan.

Hearing expenses

During IVF, couples may need to conduct multiple hearings to determine the quality and quantity of embryos. The cost of each hearing is usually between 1000-2000 yuan, depending on the requirements of the hospital and doctors.

Cost of frozen embryos

In the process of IVF, the surplus embryos may be frozen for future use. The cost of frozen embryos is an additional expense in the process of IVF, usually 1000-2000 yuan per year. If couples no longer plan to use these embryos, they will also have to pay for the destruction of the embryos.

Medical insurance policy

At present, there is no special medical insurance policy for IVF in China. The social insurance fund in some regions may partially reimburse the expenses of IVF, but the specific reimbursement proportion and scope vary from region to region. Some hospitals and clinics will also provide installment services to ease the financial burden of patients.

To sum up, the cost of IVF is quite high, including medical costs, hearing costs and frozen embryo costs. At present, China does not have a comprehensive medical insurance policy to support IVF, so couples need to bear these costs themselves. However, with the continuous development of technology and the intensification of competition, it is believed that the cost of IVF will gradually decline in the future, and more and more couples will be able to realize their reproductive dreams.