Overview of dental implant and medical insurance policy in dental hospital
Before discussing whether dental implants in dental hospitals can be insured, we first need to understand China's medical insurance system. China's medical insurance system is mainly divided into basic medical insurance for urban employees, basic medical insurance for urban and rural residents, and new rural cooperative medical care. These insurance systems cover most medical services, but not all medical items can be reimbursed.
Whether the dental implant is covered by medical insurance reimbursement
Dental implant surgery is a relatively expensive oral restorative technique. According to the current medical insurance policy, dental implant surgery is not included in the reimbursement scope of basic medical insurance. This is mainly because dental implant surgery is regarded as a cosmetic treatment rather than a necessary medical need. Therefore, patients usually need to pay their own expenses when performing dental implantation surgery.
Possibility of medical insurance reimbursement under special circumstances
Although the implant tooth does not enjoy medical insurance reimbursement under normal circumstances, in some special circumstances, such as tooth loss caused by accidental injury, there may be different treatment methods. In this case, if the doctor believes that the implant is necessary to restore the masticatory function, the patient may need to provide relevant medical certificates and accident reports and apply to the medical insurance department for special approval. However, reimbursement in this case usually needs to be strictly reviewed, and the reimbursement proportion and conditions will be limited.
How to reasonably plan the cost of dental implant
Considering the high cost of dental implantation, patients should fully understand their financial situation before deciding to perform dental implantation, and consider whether it is necessary to perform this operation. In addition, selecting a reputable dental hospital and experienced doctors for consultation and operation can ensure the success rate and safety of the operation to a certain extent. At the same time, some dental hospitals may provide installment payment or loan services to help patients relieve economic pressure.
summary
To sum up, in general, dental surgery in dental hospitals is not covered by medical insurance reimbursement. When considering implant, patients should fully understand the relevant costs and make reasonable decisions according to their own conditions. Under special circumstances, if teeth are missing due to accidental injury, you may have the opportunity to apply for medical insurance reimbursement, but it needs to be strictly reviewed. Therefore, patients should consult the medical insurance policy in detail and consider all possible economic and medical factors before choosing the implant.
