What procedures does Hefei test tube baby need for reimbursement?
Test tube baby is a kind of assisted reproductive technology, which can help couples who cannot conceive naturally to achieve their reproductive aspirations. As the capital city of Anhui Province, Hefei has many professional reproductive hospitals providing IVF technology. For couples in need, it is very important to understand the reimbursement procedures of Hefei IVF. The following will elaborate on medical reimbursement qualification, relevant medical documents, medical insurance card and expense reimbursement.
1、 Medical insurance reimbursement qualification
The reimbursement of Hefei IVF mainly depends on the national and local medical insurance policies. First of all, the couple should hold a valid Hefei medical insurance card. Secondly, according to the Hefei medical insurance policy, IVF can enjoy partial reimbursement of medical insurance only if it meets the following conditions:
1. Age limit: The woman is under 45 years old and the man is under 55 years old.
2. Marital status: The couple must be legally married.
3. Fertility status: The woman has been naturally pregnant and has been proved to have infertility.
When the couple meets the qualification of medical insurance reimbursement, they can prepare relevant medical documents.
2、 Relevant medical documents
Before IVF operation in Hefei, relevant examination and diagnosis should be carried out in the local professional reproductive hospital. The medical documents that couples need to prepare mainly include:
1. Women related examination: women need to carry out ovarian function test, fallopian tube examination, hysteroscopy, etc. to ensure that the uterus and ovary function is normal.
2. Relevant examination for men: men need to carry out semen examination, testicular spermatogenesis function examination, etc. to ensure that the sperm quality is qualified.
3. Diagnosis report: The couple must provide a formal infertility diagnosis report to diagnose the reason for the inability to conceive naturally.
After preparing the relevant medical documents, the couple can go to the reproductive hospital in Hefei for IVF surgery.
3、 Medical insurance card and expense reimbursement
When carrying out IVF operation in Hefei Reproductive Hospital, couples need to carry their medical insurance cards for cost settlement. In general, Hefei Medical Insurance Department has the following policy requirements for expense reimbursement of IVF:
1. Reimbursement of surgical expenses: surgical expenses can generally be reimbursed by about 50% to 80%, and the specific reimbursement proportion is determined according to the municipal medical insurance policy.
2. Reimbursement of drug expenses: some IVF operations require the use of some auxiliary drugs, which can generally be reimbursed by about 50%.
3. Reimbursement of expenses after treatment: The examination, medical treatment and pregnancy health care expenses after IVF surgery can also be partially reimbursed, and the specific proportion depends on the medical insurance policy.
It should be noted that the specific expense reimbursement ratio and medical insurance policy may be adjusted at any time, so couples should consult the local medical insurance department to understand the relevant policies before performing IVF surgery.
Summary
For Hefei citizens who need IVF surgery, it is very important to understand the reimbursement procedures for IVF in Hefei. First of all, it needs to meet the eligibility for medical insurance reimbursement, including age limit, marital status and fertility status. Then prepare relevant medical documents, including women's and men's examination results and infertility diagnosis reports. Operation expenses and drug expenses can be partially reimbursed, and the specific proportion depends on the medical insurance policy. The expenses after treatment can also be partially reimbursed. Finally, it is necessary to consult the local medical insurance department for the latest reimbursement policy according to the actual situation.
